faqS

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Getting Started
What are the minimum requirements to use the platform?

To use Real.finance, you need a compatible Web3 wallet, completion of KYC/AML verification, and minimum asset values vary by type (typically $500K for real estate, $250K for securities). Institutional clients may have different requirements based on their use case.

What types of assets can be tokenized?

Real finance supports tokenization of a wide range of real-world assets including real estate, private equity, commodities, treasury bonds, corporate debt, fine art, and intellectual property. Each asset class goes through rigorous verification and legal structuring before tokenization.

How do I get started with tokenization?

Getting started with tokenization involves three main steps: First, connect your wallet and complete our institutional-grade KYC/AML verification process. Second, select the assets you want to tokenize through our intuitive dashboard. Finally, work with our team to structure the legal framework and deploy smart contracts. The entire process typically takes 2-4 weeks depending on asset complexity.

What is real.finance?

Real.finance is building the foundational infrastructure to onboard real-world assets and transform legacy financial markets into an open, programmable system. We provide institutional-grade tokenization infrastructure that enables seamless conversion of traditional assets into blockchain-based digital securities.

Tokenization
How are token prices determined?

Token prices are determined by multiple factors: initial valuation by certified appraisers, market demand on secondary markets, regular mark-to-market updates (monthly or quarterly depending on asset class), and NAV (Net Asset Value) calculations for fund-like structures. Price oracles provide real-time reference data, and independent valuation firms conduct regular audits to ensure fair pricing.

What happens if I want to redeem my tokens for the underlying asset?

Token redemption processes vary by asset class and are defined in the smart contract and legal documentation. For most assets, redemption requires a minimum threshold (typically 100% of issued tokens or specific redemption windows quarterly/annually). The redemption process involves burning tokens, legal transfer of underlying assets, and settlement through escrow. Partial redemptions may be available for certain asset classes.

How is asset ownership verified on-chain?

Asset ownership is verified through a combination of on-chain and off-chain mechanisms. Legal ownership is recorded through SPVs (Special Purpose Vehicles) with direct title to underlying assets. Token holders receive proportional beneficial ownership rights encoded in smart contracts. All ownership transfers are recorded immutably on blockchain with supporting legal documentation stored via IPFS and centralized secure databases.

What blockchain networks do you support?

Real.finance currently supports Ethereum mainnet for maximum security and liquidity, with Layer 2 solutions (Polygon, Arbitrum) for cost-efficient transactions. We are actively expanding to support other institutional-grade networks including Avalanche and Solana. All networks undergo rigorous security audits before integration.

What are the benefits of tokenizing assets?

Tokenization provides multiple benefits: Increased liquidity through 24/7 global trading, fractional ownership enabling smaller investment minimums, reduced intermediary costs (up to 80% savings), programmable compliance with automated KYC/AML checks, instant settlement via smart contracts, transparent ownership records on blockchain, and enhanced portfolio diversification opportunities. Additionally, tokens can incorporate complex ownership structures and dividend distributions automatically.

How does the tokenization process work?

The tokenization process involves five key stages: (1) Asset verification and valuation by certified third-party appraisers, (2) Legal structuring through SPVs or similar entities to ensure regulatory compliance, (3) Smart contract development with embedded compliance rules, (4) Token issuance on our secure blockchain infrastructure, and (5) Ongoing asset management and reporting. Each stage includes multiple checkpoints to ensure accuracy and compliance.

Security
Are user assets insured?

Yes, Real.finance maintains comprehensive insurance coverage: $50M cyber insurance for digital asset theft, custodial insurance for assets held in platform wallets, and smart contract insurance covering potential code vulnerabilities. Additionally, underlying real-world assets maintain traditional insurance appropriate to their type (property insurance for real estate, etc.).

How do you manage private keys and wallet security?

Private keys are managed through a multi-layered approach: Hardware Security Modules (HSMs) in geographically distributed locations, multi-signature schemes requiring multiple parties for transaction approval, threshold cryptography splitting key shares, regular key rotation protocols, and biometric authentication for authorized personnel. Users never need to share private keys - we use non-custodial wallet integrations where possible.

What happens if the platform is hacked or experiences a security breach?

In the unlikely event of a security breach, our incident response plan includes: immediate platform freeze via circuit breakers, activation of our 24/7 security team, forensic analysis by cybersecurity experts, user notification within 24 hours, coordination with law enforcement and regulatory bodies, and deployment of $50M cyber insurance coverage. All user funds are segregated in cold storage with insurance backing.

How do you protect against smart contract vulnerabilities?

We implement multiple layers of smart contract security: All contracts undergo formal verification, at least three independent security audits, automated testing with 100% code coverage, time-locked upgrades with multi-sig approval, circuit breakers for emergency pauses, and gradual rollouts with monitoring. We also maintain a bug bounty program and conduct regular security reviews as blockchain security practices evolve.

What security certifications do you have?

Our platform maintains SOC 2 Type II certification, ISO 27001 information security certification, and undergoes regular third-party security audits by leading blockchain security firms including CertiK, Trail of Bits, and OpenZeppelin. We also maintain cyber insurance coverage of $50M and participate in bug bounty programs with rewards up to $100K for critical vulnerabilities.

How secure is the platform?

Real.finance employs military-grade security measures including multi-signature wallets requiring 3-of-5 approvals for all transactions, hardware security modules (HSMs) for key storage, regular penetration testing by leading cybersecurity firms (quarterly), 24/7 security monitoring with automated threat detection, and compliance with ISO 27001 and SOC 2 Type II standards. All smart contracts undergo multiple independent audits before deployment.

Compliance
What are the minimum requirements to use the platform?

To use Real.finance, you need a compatible Web3 wallet, completion of KYC/AML verification, and minimum asset values vary by type (typically $500K for real estate, $250K for securities). Institutional clients may have different requirements based on their use case.

What types of assets can be tokenized?

Real finance supports tokenization of a wide range of real-world assets including real estate, private equity, commodities, treasury bonds, corporate debt, fine art, and intellectual property. Each asset class goes through rigorous verification and legal structuring before tokenization.

How do I get started with tokenization?

Getting started with tokenization involves three main steps: First, connect your wallet and complete our institutional-grade KYC/AML verification process. Second, select the assets you want to tokenize through our intuitive dashboard. Finally, work with our team to structure the legal framework and deploy smart contracts. The entire process typically takes 2-4 weeks depending on asset complexity.

What is real.finance?

Real.finance is building the foundational infrastructure to onboard real-world assets and transform legacy financial markets into an open, programmable system. We provide institutional-grade tokenization infrastructure that enables seamless conversion of traditional assets into blockchain-based digital securities.