Real.finance provides comprehensive reporting including: monthly asset valuation updates, quarterly financial statements for underlying assets, annual audited reports by Big 4 accounting firms, real-time on-chain transaction transparency, regular compliance attestations, and investor communications portal. All material events affecting asset value are disclosed within 48 hours.

Tax treatment varies by jurisdiction and asset type. Generally, tokenized securities are taxed similarly to their traditional equivalents: dividend distributions as ordinary income, capital gains/losses on token sales, and potential reporting on Form 1099 (US) or equivalent. We provide transaction histories and work with leading crypto tax software providers. We recommend consulting with tax professionals familiar with digital assets. Real.finance is not a tax advisor and does not provide tax advice.

Most tokenized real-world assets on Real.finance are treated as securities under applicable law and regulated accordingly. We structure offerings to comply with securities regulations including Regulation D (506(b) and 506(c)), Regulation S for international offerings, and Regulation A+ for smaller offerings. Each asset undergoes legal analysis to determine proper classification and compliance requirements.

Accredited investor verification is conducted through third-party verification services and includes: income verification ($200K+ individual, $300K+ joint), net worth verification ($1M+ excluding primary residence), professional certification (Series 7, 65, 82 licenses), entity verification for institutional investors, and annual re-verification. We accept letters from CPAs, attorneys, and registered investment advisors as supporting documentation.

Real.finance is currently available to verified users in the United States (excluding restricted states), United Kingdom, European Union member states, Switzerland, Singapore, UAE, and select other jurisdictions. We are not available in sanctioned countries including Iran, North Korea, Syria, and others on OFAC lists. Availability varies by asset class and regulatory status. Check our supported jurisdictions page for the most current information.

Our KYC/AML process includes: government-issued ID verification, proof of address (utility bill or bank statement), source of funds documentation, enhanced due diligence for high-value transactions ($100K+), sanctions screening against OFAC and international lists, ongoing monitoring for suspicious activity, and annual re-verification. Institutional clients undergo additional corporate verification including beneficial ownership disclosure and compliance officer verification.

Real.finance ensures compliance through multiple mechanisms: partnerships with licensed broker-dealers and custodians, automated KYC/AML checks using leading identity verification providers, real-time transaction monitoring for suspicious activity, geographic restrictions based on regulatory requirements, and ongoing legal counsel from top-tier law firms specializing in securities and blockchain. We maintain active dialogue with regulators including the SEC, FINRA, and international equivalents.

Yes, Real.finance maintains comprehensive insurance coverage: $50M cyber insurance for digital asset theft, custodial insurance for assets held in platform wallets, and smart contract insurance covering potential code vulnerabilities. Additionally, underlying real-world assets maintain traditional insurance appropriate to their type (property insurance for real estate, etc.).

Private keys are managed through a multi-layered approach: Hardware Security Modules (HSMs) in geographically distributed locations, multi-signature schemes requiring multiple parties for transaction approval, threshold cryptography splitting key shares, regular key rotation protocols, and biometric authentication for authorized personnel. Users never need to share private keys - we use non-custodial wallet integrations where possible.

In the unlikely event of a security breach, our incident response plan includes: immediate platform freeze via circuit breakers, activation of our 24/7 security team, forensic analysis by cybersecurity experts, user notification within 24 hours, coordination with law enforcement and regulatory bodies, and deployment of $50M cyber insurance coverage. All user funds are segregated in cold storage with insurance backing.

We implement multiple layers of smart contract security: All contracts undergo formal verification, at least three independent security audits, automated testing with 100% code coverage, time-locked upgrades with multi-sig approval, circuit breakers for emergency pauses, and gradual rollouts with monitoring. We also maintain a bug bounty program and conduct regular security reviews as blockchain security practices evolve.

Our platform maintains SOC 2 Type II certification, ISO 27001 information security certification, and undergoes regular third-party security audits by leading blockchain security firms including CertiK, Trail of Bits, and OpenZeppelin. We also maintain cyber insurance coverage of $50M and participate in bug bounty programs with rewards up to $100K for critical vulnerabilities.

Real.finance employs military-grade security measures including multi-signature wallets requiring 3-of-5 approvals for all transactions, hardware security modules (HSMs) for key storage, regular penetration testing by leading cybersecurity firms (quarterly), 24/7 security monitoring with automated threat detection, and compliance with ISO 27001 and SOC 2 Type II standards. All smart contracts undergo multiple independent audits before deployment.

Token prices are determined by multiple factors: initial valuation by certified appraisers, market demand on secondary markets, regular mark-to-market updates (monthly or quarterly depending on asset class), and NAV (Net Asset Value) calculations for fund-like structures. Price oracles provide real-time reference data, and independent valuation firms conduct regular audits to ensure fair pricing.

Token redemption processes vary by asset class and are defined in the smart contract and legal documentation. For most assets, redemption requires a minimum threshold (typically 100% of issued tokens or specific redemption windows quarterly/annually). The redemption process involves burning tokens, legal transfer of underlying assets, and settlement through escrow. Partial redemptions may be available for certain asset classes.

Asset ownership is verified through a combination of on-chain and off-chain mechanisms. Legal ownership is recorded through SPVs (Special Purpose Vehicles) with direct title to underlying assets. Token holders receive proportional beneficial ownership rights encoded in smart contracts. All ownership transfers are recorded immutably on blockchain with supporting legal documentation stored via IPFS and centralized secure databases.

Real.finance currently supports Ethereum mainnet for maximum security and liquidity, with Layer 2 solutions (Polygon, Arbitrum) for cost-efficient transactions. We are actively expanding to support other institutional-grade networks including Avalanche and Solana. All networks undergo rigorous security audits before integration.

Tokenization provides multiple benefits: Increased liquidity through 24/7 global trading, fractional ownership enabling smaller investment minimums, reduced intermediary costs (up to 80% savings), programmable compliance with automated KYC/AML checks, instant settlement via smart contracts, transparent ownership records on blockchain, and enhanced portfolio diversification opportunities. Additionally, tokens can incorporate complex ownership structures and dividend distributions automatically.

The tokenization process involves five key stages: (1) Asset verification and valuation by certified third-party appraisers, (2) Legal structuring through SPVs or similar entities to ensure regulatory compliance, (3) Smart contract development with embedded compliance rules, (4) Token issuance on our secure blockchain infrastructure, and (5) Ongoing asset management and reporting. Each stage includes multiple checkpoints to ensure accuracy and compliance.

To use Real.finance, you need a compatible Web3 wallet, completion of KYC/AML verification, and minimum asset values vary by type (typically $500K for real estate, $250K for securities). Institutional clients may have different requirements based on their use case.

Real finance supports tokenization of a wide range of real-world assets including real estate, private equity, commodities, treasury bonds, corporate debt, fine art, and intellectual property. Each asset class goes through rigorous verification and legal structuring before tokenization.

Getting started with tokenization involves three main steps: First, connect your wallet and complete our institutional-grade KYC/AML verification process. Second, select the assets you want to tokenize through our intuitive dashboard. Finally, work with our team to structure the legal framework and deploy smart contracts. The entire process typically takes 2-4 weeks depending on asset complexity.

Real.finance is building the foundational infrastructure to onboard real-world assets and transform legacy financial markets into an open, programmable system. We provide institutional-grade tokenization infrastructure that enables seamless conversion of traditional assets into blockchain-based digital securities.